Deposit Audit
Written review of your deposit position by Margery Penrose, CFP — rate context, insurance analysis, and ladder design. Three tiers, starting at $35.
Quick Look
200-word editorial opinion on one rate-shop scenario. Includes: current-rate context for your product type, institution-type recommendation, and one alternative to consider. Delivered within 5 business days.
Request Quick LookFull Report
800-word portfolio-of-cash review. Includes: full deposit footprint analysis, FDIC/NCUA coverage check, CD ladder design (if applicable), product-type recommendations across your full cash position, and dated rate-environment context. Delivered within 10 business days.
Request Full ReportLive Session
One-hour video walkthrough of your deposit portfolio with Margery Penrose. Rate comparisons done live, ladder design built with you, questions answered in real time. By appointment only — current availability: 2 weeks out.
Request Live SessionWhat the Audit Covers
A GetDeposited deposit audit is an editorial opinion on your deposit position — rate context, product-type fit, insurance coverage, and ladder design. It is not a fiduciary recommendation, an appraisal, or a professional advisory service. For decisions involving significant sums, the audit should complement, not replace, advice from a fee-only CFP.
Conflict of Interest Policy
We never recommend institutions where we have undisclosed financial interests. If we have an affiliate relationship with an institution we recommend in your audit, we will disclose it in the audit document.
Turnaround and Delivery
Quick Look: 5 business days. Full Report: 10 business days. Live Session: by appointment, currently 2 weeks out. Audits are delivered as PDF via email.
Refund Policy
If you are not satisfied with a Quick Look or Full Report, we will issue a full refund within 7 days of delivery, no questions asked. Live sessions are non-refundable once completed.